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Loan Against Property

If you own a residential or commercial property, you can unlock its value by taking a Loan Against Property. This type of loan allows you to use your property as collateral and access high-value funding at relatively low interest rates. Sai Loan Associates helps you secure a LAP for purposes such as business expansion, education, medical expenses, or even to consolidate existing debts. Our team guides you through the valuation process, paperwork, and loan approval. With our wide network of lending partners, we ensure that you get the highest possible loan amount, longer repayment tenures, and a fully transparent lending process.

Loan Against Property FAQs

Our experienced advisors help you make informed decisions. We guide you on eligibility, documentation, loan planning, and future repayment strategy.

  • You can use residential, commercial, or industrial property as collateral. The property must be legally owned and free of major disputes.

  • Usually, lenders offer up to 60–70% of the current market value of the property.

  • No. You retain ownership. The property is only mortgaged with the lender and released once the loan is fully repaid.